Hedgehog Risk is a specialist sports and prize insurance agency, based at the heart of the world’s premier insurance market in London.

We provide bespoke and innovative coverage solutions to a wide range of clients from across the sports, gaming and promotional marketing sectors, and are leaders in contractual bonus insurance and all forms of prize coverage.

As market specialists, we understand the niche financial risks associated with contractual bonuses, incentivised contracts, sports performance, promotions, major events, weather and prize-related contests, including lottery and gaming risks.

Our Approach

Our unique business model ensures clients and brokers gain access to competitive pricing, leading capacity and underwriting expertise that fosters creativity in several areas. This enables us to act as more than just an insurance agency. 

Our collaborative and consultative approach has seen us build long-term relationships with partners and clients alike, helping them make the most of what our expertise has to offer. Whether it’s maximising a budget to negotiate a sponsorship deal, creating an engaging consumer promotion around a major sporting event or designing a £1m free-to-play predictor, we aim to work proactively to add value at no extra cost.

Who we cover

Professional Sports Teams



Event Organisers

National Federations



Elite Athletes

Lottery & Gaming Operators

Fantasy Operators

Major Leagues

Athletic Departments

Saul Paine

Senior Vice President